Yes. Everything is delivered under your firm's name, and I only ever work through you. I never contact your client or their lender. Any disclosures that SBA rules or your lender require about who helped prepare a package remain yours to make.
Adjusted earnings for the last fiscal year and the two-year average, debt service on the proposed structure, coverage against the floor that applies to the transaction, and a short list of the issues an underwriter is likely to raise. It is a decision tool, not a lender-ready package.
The letter of intent or deal terms, three years of business tax returns, current interim statements, the seller's add-back list with whatever support exists, and the buyer's personal financial statement. I send a secure upload link and a short checklist.
Mostly SBA 7(a) business acquisitions between roughly $250,000 and $3 million in purchase price, plus startup and expansion projections. Larger deals are welcome; the lender will also order a quality of earnings report at $3 million and above.
No one can. I build an accurate, well-documented package and tell you before submission if a deal doesn't clear its coverage floor. Assumptions and source data come from your client.
Forward them to me. I answer in writing, usually within one business day, so you can respond quickly.
Yes. You get a fully editable Excel file with every input on one sheet and integrity checks that flag anything that stops tying out.
Files come in through secure upload links, never email attachments, and are deleted 30 days after delivery. Please redact Social Security numbers before uploading. I sign a confidentiality agreement on request.
Fixed pricing per package, agreed before work starts. Ask for the rate sheet and I'll send it with the intake checklist.
Something else? Email [email protected] and I'll reply within one business day.